Mortgage and Portfolio Loan Guide


Do I qualify for a home loan?

Here are all the answers to the question “Do I qualify for a home loan?” The answer to that question is really a four part question regarding you income, credit, assets, and property. The real questions to be asking are: Does my income qualify me for a mortgage? Does my credit meet mortgage requirements? Are my

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What is a Gift of Equity?

Sometimes it’s nice to be able to pay your rent to family because there is a mutual trust that already exists between tenant and landlord. It’s even better when you can buy your home from a family member. This is one of the cases where you can buy a home with zero down payment with

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5 Awesome Advantages of Owning Real Estate

Buying a house isn’t for everyone. The truth is, it’s kind of a pain in the you-know-what to be a homeowner sometimes. If the power goes out, it’s on you bro, better get a generator. If a window breaks, sorry dude, figure it out. Even though there are some big responsibilities that come with owning

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The Secret to Spending Money Extremely Efficiently

Connecting with Matthew Love has been a great experience. He has brought a fresh perspective to light on the subject of money, and is an all around genuine guy. He was kind enough to share some perspective with me regarding his take on the most effective way to leverage credit, and pay down debt efficiently. Here

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4 Things to Stop Doing as Soon as You’re Pre-Approved

Isn’t it fun getting a mortgage pre-approval? You get your credit pulled by the nice guy in a tie at the bank. You tell him about all the glorious money you have to put down on your home. You drink coffee and explain how you make a clean salary, and you hardly ever use your

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Do you have to prove your savings to buy a home?

The Asset Piece of the Mortgage Puzzle There you are, Mr. Hotshot at the blackjack table. You sat down with a hundred bucks, now you’re up two grand. You’re feeling good, top of the world really, and decide maybe it’s time to call it a night. You cash in your chips with a smile on

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What questions do you have?