Mortgage and Portfolio Loan Guide

Portfolio Loans

portfolio mortgage lenders

“When you have a unique scenario, a portfolio loan will most likely be your best home loan solution.”

A portfolio loan may be necessary when:

  • You are self-employed less than 2 years or have significant tax write-offs.

  • You are a real estate investor looking to expand or consolidate your portfolio (residential and/or commercial). Excellent for investment property loans.

  • You are looking to be qualified based on your assets.

  • You have had a recent short-sale, foreclosure, or bankruptcy. portfolio mortgage lenders

  • Your ex-spouse ruined your credit.

  • You are looking to buy a home that cannot be financed with typical lending guidelines due to the uniqueness or non-warrantable status (condos, commercial zoned, mixed-use, dome homes, etc.)

  • Your current credit situation is forcing lenders to deny you even though you have strong assets and income
    history
    .
     

  • You are a foreign national with no credit, and looking to invest in the US. 

 What you can expect when getting a portfolio loan:check-37583_1280

  • Available on primary residence, vacation home, and investment property.

  • At least 10% down (primary residence).

  • No mortgage Insurance required!

  • Points may be required (seller credits are acceptable)

  • Call Adam Lesner for more information 248.894.2763

 


portfolio mortgage lenders

 


 

Common sense mortgage lending...

Mackinac Savings Bank NMLS# 401686

portfolio mortgage lenders

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Adam Lesner NMLS 198818 | Mackinac Savings Bank NMLS 401686 | Main offices in Michigan, Massachusetts, and Florida. Also offering financing in most states across the US including (but not limited to) Georgia, North Carolina, South Carolina, Alabama, Arizona, California, Colorado, Delaware, Washington DC, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Minnesota, Ohio, Oregon, Tennessee, Virginia, Wisconsin.  

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